REACH THE TOP

WE HAVE THE SOLUTION

Less is More.  Established in 2012, The Income Experts is a boutique insurance brokerage agency that caters exclusively to CPA’s and financial advisors insurance and Medicare needs.   With hundreds of happy clients and thousands of cases between our different product lines, we have experience and knowledge to customize a plan based off ones’ unique financial and health situation.  The Income Experts believe that the key to success is availability, honesty, and education.

Now is the ideal time to talk to your clients about retirement and income planning.

With today’s longer life expectancy, retirees are often concerned about outliving their assets. An Annuity is a viable tool that eases this concern and protects your clients’ assets.  We will work with you every step of the way to present your client with a top-quality product which best suits their needs.  We will:

• Assist with case design to provide the best product for your clients.
• Provide same-day personalized follow-up.
• Focus on accumulation, distribution and wealth transfer.
• Offer sales assistance via conference call for your complicated cases.
• Help you manage your business transactions.

Life insurance serves as the foundation of your clients’ financial security.

In the event of an unexpected death, life insurance can provide a beneficiary with necessary income replacement, provide money to cover final expenses, fund a child’s education, create liquidity for a business, provide funds to pay off debt, and much more. We will:

Assist with fact-finding to meet the clients’ objectives.

Pre-underwrite to properly analyze the risk.

Research alternative solutions tailored to your clients’ needs.

Offer sales assistance via conference call for your complicated cases.

Provide packaged sales and marketing concepts that assist with the sale.

Create strategies and techniques to enhance your practice.

Be Pro-Active, Not Re-Active when it comes to Medicare Planning

With over 10,000 Baby Boomers a day turning 65, your clients are looking for guidance and direction in this new chapter in their life, be there for them! Partner with the Income Experts and let us:

Assist and eliminate the confusion when enrolling in Part A, B, C & D.
Provide education between Medicare Supplements and Medicare Advantage Plans
Provide annual reviews for savings on drug plans or secondary insurance.
Receive a monthly newsletter with jokes, puzzles, birthday wishes, and updates.
Serve as your clients’ advocate with insurance company underwriters.

MICHAEL FIORE – PRESIDENT/OWNER

The Income Experts was established in 2012 after Michael realized there was a huge disconnect on how financial professionals perceived insurance and the actual benefits if used correctly. He worked as a consultant and quickly became the insurance arm for many of the financial advisors and CPA’s, dealing directly with their client base on issues such as retirement income planning, Medicare planning, and wealth transfer, hence The Income Experts.

With over a two decades of experience, Michael knows that he is only as successful as his clients. Michael has built the business by balancing a professional and social relationship with all his customers. He jokingly tells people, “if you are your client’s best pal, it sure makes it harder for him to fire you.”

Michael is a graduate of Seton Hall University, with a degree in Finance. He resides in Cherry Hill, NJ, with his wife and three children.